Report: MI has most expensive car insurance in US

GRAND RAPIDS, Mich. (WOOD) — A new report shows Michigan has the most expensive car insurance in the country.

Drivers in Michigan pay more than double the national average of $815 a year for car insurance, according to

The report cites the state’s unlimited lifetime personal injury protection for the high rates. Michigan is the only state in the country to offer it.

Lawmakers are currently considering a reform to the no-fault auto insurance law.

A proposed bill, which passed the Republican-controlled Senate earlier this month, would put limits on how much hospitals could charge insurance companies and put a cap on what insurers can be charged for in-home care for people who are severely hurt in a car crash.

Supporters of the GOP-backed measures would cut costs without capping benefits. But opponents said drivers wouldn’t be guaranteed lower premiums and critically-injured patients could receive less care in their homes.

The chair of the House Insurance Committee said he wanted to hear from those on both sides of the issue and make sure questions are answered before it goes for a vote. 24 Hour News 8 will be watching closely to see if the bill goes for a vote this week in Lansing.

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