How’s the credit crisis affecting you?

603pm – I’m sorry but we are out of time and cannot answer any additonal questions.  Thank you for your input, questions and comments. 5:58pm – Dan: “Concerning bank deregulation, the two major pieces of deregulation were the Riegle-Neal Act of 1994 which allowed banks to operate interstate branch offices, and the Gramm-Leach-Bliley Act of 1999 which we have already discussed.  Most economists think that these deregulations were justified.  However, it could be argued that new regulations should have been implemented to account for new things like banks’ use of derivative instruments, etc.” 554pm – Paul: “Mr. Greed, the root…